Nefe high school financial planning program unit 4 good debt, bad debt. Instructorfriendly financial education curriculum whether you are new to teaching personal finance or an experienced financial educator, the nefe high school financial planning program s comprehensive curriculum makes it easy to prepare teens for their financial future. Department of agriculture national institute for food and agriculture usda nifa through participating landgrant university cooperative extension services ces and the. Susan sharkey, director high school program national endowment for financial education. While we recognize that financial workshop kits have been a beneficial resource, we have made the decision to discontinue this program on september 12, 2019. Nefe has promoted financial literacy to teachers and teens for more than three decades through its flagship program an awardwinning, evaluated and noncommercial financial education curriculum. Lesson target competencies and supporting objectives activities pages. Nefe high school financial planning program course from national endowment for financial education a turnkey financial literacy program offered in partnership with the u. Credit unions, presents the nefe high school financial planning program as a public service to enhance the.
Create free evaluations financial education evaluation toolkit. Know the limitkey high school financial planning program june 2014 name. Online resources consumer financial protection bureau. The national endowment for financial education high school financial planning program offers a free 7unit curriculum for high school students. Get instructional materials instructors can download the entire curriculum or select specific topics, lessons or files to package into a zip file. Lowincome consumers national endowment for financial education. Checking accounts 2014 nefe high school financial planning program. Module 4 investing burlington county institute of technology. Low income consumers are more likely to need additional support for action such as financial products that support a given behavior, counseling, coaching or peer support, access to language services, child care, transportation, etc. Materials and toolkits for use in financial education programmes. Financial planning nefe module 2 borrowing flashcards. Student lessons high school financial planning program.
As nefe strategically realigns, we are streamlining and consolidating our offerings to ensure that we are providing the best information to our collaborators, partners and learners. There is no right answer as to what schoolchildren of any particular age. This nefe program will equip students in grades 812 with. Types of credit borrow up to a predetermined limit i. National endowment for financial education high school department 5299 dtc boulevard, suite 0 greenwood village, co 80111 phone. Deal with deception key high school financial planning program june 2014. About the nefe high school financial planning program series. Lesson 41 explains that financial security isnt about how much you earnits about what you do with what you keep. Modifications for ell, special education, title 1, and gifted. The answers will start narrowing down your options. Choosing investments high school financial planning program.
Create free evaluations financial education evaluation. The nefe high school financial planning program hsfpp is proven effective and makes it easy to empower teens with money management skills. Learnsmart, provides assignable modules that help students master chapter. Nefe high school financial planning program home facebook. Invest in self working full time may seem a long time from now. Read a book or listen to a podcast about an investing topic that is of interest to you. About nefe the national endowment for financial education is an independent, nonprofit foundation dedicated to the goal of. November 15, 2018 montana state university this study, funded by a grant from nefe to montana state university, examines how personal finance graduation requirements in high school change whether or not young adults attend college, the types of institutions attended, and the methods by which individuals finance their postsecondary. Nefe has promoted financial literacy to teachers and teens for more than three decades through its flagship programan awardwinning, evaluated and noncommercial financial education curriculum. For more program resources, visit hsfpp165 insurance. Since 1984 the national endowment for financial education nefe has proudly provided 100 percent of the funding for the high school financial planning program hsfpp, a high quality, noncommercial, and unbiased personal finance curriculum.
Credit costs high school financial planning program 1 june 2014 overview even if you dont need to borrow money today, youll soon be flooded with tempting offers for car loans, credit cards, cashadvance loans, cellphone service, and more. Quizlet flashcards, activities and games help you improve your grades. The foundation funds research and awards researchbased development grants that advance innovative thinking and contribute to the understanding of financial behavior. Using credit credit cards, auto loans, home mortgages, pawn shops youve probably heard a lot about debt over the. Earning power and other careerrelated study to thoughtfully identify potential job or career options that match your criteria for financial goals and desired lifestyle. Selecting this option will automatically select all modules, module materials, lessons and lesson materials needed to teach a successful personal finance course. Instructor overview high school financial planning program.
Money management, borrowing, earning power, investing, financial services, and insurance. Included in the curriculum are handouts, transparencies, email messages to parents, powerpoint slides and pdfs of student guides, instructor manuals and supplemental materials for these seven units. Earning power 2014 national endowment for financial education. The program provides customizable, interactive personal finance tools used at more than 750 colleges and universities across the. Assignment 34 assessment 31 assessment 32 student financial goals from unit 1 access to time value of money tvm calculator access to internet unit 3 newsletter article for more program resources, visit hsfpp59 dollar cost averagingis another method that can reduce the risk of getting into the market at the wrong time. First download the wealth care kit introduction to get started with setting financial goals, figuring out your net worth and cash flow and establish an emergency fund. Terms in this set 25 math relationship between time, money, and rate of return. The wealth care kit from the national endowment for financial education nefe breaks down each area youll want to keep tabs on to keep yourself financially healthy. The national endowment for financial education nefe. Financial planning final testcombined sets 92 terms. A spending plan, or budget, is a plan for managing your money during a given period of time. However, to be effectively taught, the program often makes use of outside volunteer. Comprehensive, ongoing financial education is a powerful force for positive change.
Read book nefe study guide answers nefe high school financial planning program hsfpp since 1984 the national endowment for financial education nefe has proudly provided 100 percent of the funding for the high school financial planning program hsfpp, a high quality, noncommercial, and unbiased personal finance curriculum. New materials are available directly from the national endowment for financial education at no cost. About the nefe high school financial planning program series by picking up this booklet, you are on your way to making your dreams come true and headed down the path to financial independence. Outcomes and activities high school financial planning program june 2014 module 2. Meet mi c hael and s elena es with his mom and s ew y much.
National endowment for financial education 31 17th street, suite 1200 denver, co 80202 03 earning power. This is a good time to provide tips to find math errors when reconciled amounts dont. Look online or in a newspaper to find out the highest and lowest selling prices. Select two or three companies that are interesting to you because you use the company products. Nefe high school financial planning program, student guide, 2006. The hsfpp planning guide can walk you through the steps. Instructorfriendly financial education curriculum whether you are new to teaching personal finance or an experienced financial educator, the nefe high school financial planning program s comprehensive curriculum makes it easy to prepare teens for their financial. This 2001 program is outdated and available free from the publisher. Nefe high school financial planning program schwab moneywise. Or, you may select individual materials by selecting any option below. National endowment for financial edu cation nefe in.
Module 2 borrowing module 02 borrowing usedont abuse. Nefe high school financial planning program, denver, colorado. Nefe high school financial planning program facebook. Basically, low income households need supports that address or acknowledge significant barriers this population. School financial planning program since 1984 the national endowment for financial education nefe has proudly provided 100 percent of the funding for the high school financial planning program hsfpp, a high quality, noncommercial, and unbiased personal finance curriculum. Financial services nefe financial services study guide by bwags98 includes 40 questions covering vocabulary, terms and more. Our organization develops and provides these useful nefe high school financial planning program materials, and they are available at no cost. K12 financial ed mandates on student postsecondary ed.
The national endowment for financial education nefe is a private, nonprofit, nonpartisan, and noncommercial foundation that educates americans on a broad range of financial topics. The nefe financial education evaluation toolkit is presented as a public service to help educators and decisionmakers implement and improve their personal. More money 2012 national endowment for financial education module 4. More than a paycheck this nefe program will equip students in grades 812 with fundamental personal finance skills to prepare them for financial independence and mindful money management decisions and behaviors. Financial services, pages 35 39 2014 national endowment for financial education. The high school financial planning program comes complete with a fully developed, award winning curriculum that has been lab tested. Its not about depriving yourself of favorite things remember the stepdown principle from unit 1 if not, explain it. The national endowment for financial education nefe is the leading private nonprofit 501 c 3 national foundation dedicated to inspiring empowered financial decision making for individuals and families through every stage of life. Nefes free high school financial planning program equips teens with fundamental personal finance. About the nefe high school financial planning program series by picking up this booklet, you are on your way to making your dreams come true and headed. The program provides customizable, interactive personal finance tools used at more than 750 colleges and universities across the country.
Unit one vocabulary and key terms of the nefe high school financial planning program book. Nefe high school financial planning program, student guide, 2006 nefe on. Borrowing high school financial planning program december 2012 learning outcome summary hsfpp program goals as a result of taking part in the nefe high school financial planning program, students will build confidence, apply practical skills, and exhibit sensible. Nefe high school financial planning program student guide. Borrowing 2014 national endowment for financial education. The nefe high school financial planning program hsfpp is proven. Your financial plan will contain many different topics and components. In this unit, we look at risk and ways to manage it so students can learn to protect themselves and their families. Student guide national endowment for financial education on. This program series includes six topic modules to introduce you to the fundamentals of mindful money management behaviors.
Each student should receive a student guide workbook for each module studied. Investing key 2014 national endowment for financial education 2 module 4. Learn vocabulary, terms, and more with flashcards, games, and other study tools. Manage spending to meet financial goals and minimize the. Money management high school financial planning program. Cashcourse is a free, online noncommercial financial literacy resource for colleges and universities, created by the nonprofit national endowment for financial education. Investment faqs instructor directions arrange for each student to have the investment faqs task. Begin to identify your career choice by completing the fol. Watch the price high school financial planning program june 2014 name. Choose from 58 different sets of nefe high school financial planning program flashcards on quizlet. High school financial planning program june 2014 name. Risk management is a means of dealing with potential personal or financial loss. Stop by your public library or go online to read articles in reputable financial magazines, such as kiplinger, fortune, or forbes. Investment faqs 2012 national endowment for financial education lesson 4 3.
Evaluations are the primary tool to measure program performance, build shared understanding of goals and outcomes within your organization, and prove the value of your program to funders. Nefe high school financial planning program chapter 11. Us national endowment for financial education nefe high school financial planning program. Materials can be ordered and shipped free directly from the national endowment for financial education. Use what you learn in each module to develop sensible habits to confidently. Nefe high school financial planning program, student guide. Learn nefe high school financial planning program with free interactive flashcards. Making money work for you unit 3 teaching plan unit 3 overview presentation visuals. Nefes high school financial planning program hsfpp is a free turnkey. Nefe is independently funded by its own endowment, which was established with the proceeds from. Lesson 41 explains that financial security isnt about how much you earnits about.
Manage risk high school financial planning program 4 june 2014 learning tasks teaching notes materials to illustrate the concept of sharing the financial burden due to an unexpected loss. Borrowing module target learning outcome control personal credit and debt. The nefe high school financial planning program has three main objectives. Outcomes and activities high school financial planning program june 2014 module 3. The challenge included with each lesson provides you with a component of your plan that you can update as your values and life situations change. Share with someone what you learned or found interesting. Download curriculum high school financial planning program.
Protecting what you have in unit 3, we talked about risk relative to investments. As koneta decides how to invest her money, which one of the following options is most likely to grow at a rate higher than inflation. Using credit wisely 4c1 credit is the amount of money or something of value that is loaned on trust with the expectation it will be repaid later to lenders. For this challenge task, use what you have learned in module 3.
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